Banking exams, IBPS, SBI Banking Awareness - 06

Created on July 02, 2020 By

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Banking exams, IBPS, SBI Banking Awareness - 06

1 / 10

1. First bank in India to launch its interactive banking service through Dish TV:

A. HSBC

B. ICICI Bank

C. HDFC Bank

D. Axis Bank

2 / 10

2. First Indian Governor of the RBI:

A. C.D. Deshmukh

B. Sachindra Ray

C. S. Mukherjee

D. D.I.G. Patel

3 / 10

3. CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) has been set up on the recommendations of:

A. Narashimham Committee

B. Ghosh Committee

C. Chore Committee

D. Kapoor Committee

4 / 10

4. The primary relationship between the banker and the customer is that of:

A. Trustee and beneficiary

B. Debtor and Creditor

C. Principal and agent

D. Lesser and lessee

5 / 10

5. A debt becomes time-barred after:

A. One year

B. Two and a half year

C. Three years

D. Five years

6 / 10

6. In the matter of handling bills of exchange for collection, the relationship between customer and the bank is:

A. Trustee and the beneficiary

B. Principal and agent

C. Bailor and Bailee

D. All of the above

7 / 10

7. Hypothecation is:

A. A transaction of conditional sale

B. A legal transaction whereby goods may be made available as security for a debt

C. Transfer of ownership by the borrower to the lender

D. None of the above

8 / 10

8. Payment of a cheque may be countermanded by the ___

A. Payee

B. True owner

C. Drawee

D. Drawer

9 / 10

9. J.S. Verma Committee Report relates to:

A. Strengthening of weak banks

B. Corporate Governance

C. Bank Mechanization

D. None of the above

10 / 10

10. A Usance Bill when presented for acceptance has to be accepted/ dishonoured within:

A. 24 hours

B. 36 hours

C. 48 hours

D. 60 hours

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Banking exams, IBPS, SBI Banking Awareness – 06

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